Agree the transaction
Buyer and seller confirm what is being purchased, the amount, delivery expectations and evidence required.
Secure transactions for Nigeria
Buy. Sell. Get paid safely.
SafePay is building a trusted way for buyers and sellers to transact with clearer terms, better evidence and safer payment workflows.
✓ Clear transaction terms✓ Buyer & seller protection✓ Evidence-led disputes
Protected transactionSP-10428
Transaction value₦250,000
Terms agreedBuyer & seller confirmed
Payment initiatedTransaction recorded
Delivery in progressEvidence can be recorded
CompletionConfirmation and settlement
Designed so both parties can see the same transaction status.
SimpleClear steps from agreement to completion
TransparentOne shared transaction record
AccountableEvidence when something goes wrong
How SafePay works
A clearer path from payment to delivery.
SafePay is being designed around a simple principle: neither side should have to rely on screenshots, promises or guesswork to understand a transaction.
Pay securely
The buyer pays through the approved payment flow. SafePay records the transaction and keeps both parties updated.
Deliver with evidence
The seller delivers the product or service and can upload or retain proof of fulfilment for the transaction record.
Confirm and release
When delivery is confirmed, the transaction can move to completion through the appropriate regulated payment partner.
Built for both sides
Protection works better when it is fair to buyers and sellers.
For buyers
Record what you are paying for, follow the transaction status and keep evidence together if delivery does not match what was agreed.
- Clear transaction description
- Visible milestones and status
- Structured dispute evidence
For sellers
Confirm the agreed terms before delivery, retain proof of fulfilment and reduce uncertainty around whether a genuine buyer is ready to pay.
- Confirmed transaction terms
- Delivery evidence trail
- Clear completion process
Who it's for
Made for the transactions people already do every day.
SafePay is being developed for individuals and businesses that need more confidence when money and delivery happen between people who may not know each other well.
Online marketplace purchases
Freelance and professional services
Social-commerce transactions
Small business orders
Deposits and milestone payments
Buyer–seller transactions arranged online
Trust starts with accuracy
Building responsibly from day one.
SafePay is an early-stage technology platform. Payment and settlement services will be structured through appropriate regulated financial or payment partners. SafePay does not currently represent itself as a bank or deposit-taking institution.
Early access
Join early accessHelp shape a safer way to transact online.
We are building SafePay for real Nigerian buyers, sellers and businesses. Join the early-access list for product updates and launch information.